Animal Crossing: New Horizons’ spring update just rolled out and with it a variety of alterations and additions were made to the game. Among them was a change that hasn’t gotten as much focus by Nintendo, which has been an alteration to the banking system in New Horizons. As of the spring update, the interest rate at the Bank of Nook has been reduced. Read the letter for yourself:
To help mollify players, Nintendo included a couple of gifts to take the edge off of the change (a Bell Bag rug and map of the world were the items in question). Some might be scratching their heads wondering why this alteration was made—particularly because Nintendo hasn’t offered an explanation. The theory by some is that this is yet another attempt by the company to mitigate the appeal of time traveling in New Horizons among certain players.
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Source: Animal Crossing: New Horizons Spring Update 04.23.20